Accidents are just like potholes on the road of life – unexpected and jarring. If you find yourself in a rental car accident, especially a not at fault accident rental car, it’s quite obvious that you will feel lost and overwhelmed. But you don’t have to panic! When you stay calm and know how to tackle the situation, you get a step closer to resolving the issue smoothly. Whether it’s just a minor scrape or a serious collision, knowing what step to take next is important.
Here is the guide that will prove to be a saviour if you, unfortunately, happen to be involved in a rental car accident.
What to Do After a Rental Car Accident?
Here are a few important things you have to do if your rental car is involved in an accident:
Ensure Safety First
Even though it is obvious that one will always look around and see if everyone is ok. However, due to nervousness, it may happen that you cannot think of the first thing to do. If you can:
- Pull over to a safe location, away from oncoming traffic
- Turn on your hazard lights as an alerting sign for other drivers
- In case of severe injuries, call emergency services without delay
Document the Scene
Documenting the scene is going to help you a lot when dealing with insurance claims. Capture detailed photos and record videos of the damaged vehicle and the surrounding area. Also, it is the best practice if you take witness information. Pen down or make notes on your mobile of everything that has happened while the details are fresh in your mind. Don’t forget to:
- Take pictures and videos from multiple angles
- Get contact and insurance details from other parties involved
- Note the exact location of the accident
Contact the Police
Even for minor accidents, a police report is often crucial. It provides an official record of the incident, which can be invaluable for insurance claims and liability determinations. Contact the police as soon as possible after ensuring everyone’s safety, especially in a not at fault accident rental car case.
- Request a copy of the police report or the report number
- Provide accurate and detailed information to the police officers
- A police report can establish an official record of the accident
Notify the Rental Car Company
Promptly contacting the rental car company is essential, regardless of fault. They have specific procedures for handling accidents, and delaying notification can complicate matters. Provide them with all the details of the accident, including the police report number and any photos or videos.
- Request a written confirmation of your accident report
- Obtain their specific accident reporting procedures
- Inquire about the rental company’s specific timeline for accident reporting
Contact Your Insurance Company:
Even if you purchased rental car insurance, contacting your auto insurance provider is essential for not at fault accident rental car situation. They can offer guidance and may provide additional coverage. If the accident was not your fault, informing your insurance company helps establish a record of the incident. This can be helpful if you need to pursue a claim against the other driver’s insurance. When contacting your insurance company, consider asking:
- Will they file the accident report with the police, or is that your responsibility?
- Does your policy include collision and comprehensive coverage, in addition to required liability coverage?
- What is your deductible, or the amount you must pay out of pocket for a loss?
Identify Who Will Bear the Expenses in the Event of a Claim
When renting a car, it’s important to know who is responsible for costs if something goes wrong:
- Collision Damage: If you have your own collision and comprehensive insurance, it usually covers rental cars. If not, you can buy a collision damage waiver from the rental company to protect against damage.
- Liability Insurance: This insurance typically covers damages you cause to others while driving a rental car. If you don’t have it, consider buying supplemental liability protection from the rental agency.
- Credit Card Coverage: Many credit cards don’t cover liability insurance, so it’s a good idea to have your own auto insurance.
- Extra Rental Days: If the rental car needs repairs, you might have to pay for extra rental days unless you have additional insurance or a waiver.
When Should You Talk to a Lawyer After a Rental Car Accident?
Dealing with a not at fault accident rental car case can be really confusing, especially if you get hurt or if it’s hard to figure out who’s to blame. Sometimes, things go smoothly, but other times, you need a lawyer’s help.
You should talk to a Car Accident Lawyer in Calgary if:
- You and the other driver can’t agree on who caused the accident
- The insurance company isn’t playing fair
- Your rental car has a lot of damage
If you get hurt in an accident, it’s a good idea to talk to a Personal Injury Lawyer in Calgary.
If you have serious injuries, you might have a lot of medical bills and miss work. A personal injury lawyer in Calgary can help you:
- Understand your rights
- Gather proof of what happened
- Get money to pay for your bills and pain
A lawyer can also help you understand the rental car contract and insurance stuff, so you don’t get stuck paying for things you shouldn’t. If you’re not sure what to do, talking to a lawyer can help you feel less stressed.
Navigating a Not at Fault Accident Rental Car Case
Experiencing a not at fault accident rental car situation can be daunting, but knowing the right steps to take can make the process smoother. Always prioritize safety, document the scene, and notify the necessary parties, including the police and your rental car company. If you know the other driver was under the influence of alcohol, consulting a Drunk Driving Accident Lawyer in Calgary is advisable. They can help you navigate the legal process, protect your rights, and pursue compensation for any injuries or damages you may have suffered. Remember, staying informed and proactive is key to resolving any issues that arise from a rental car accident. For personalized assistance and to ensure your rights are protected, turn to NKS Injury Legal. We’re here to help you navigate the process.
